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Section 8 Rent Calculator by ZIP Code

Covers all 50 US states.

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Section 8 tenants typically pay about 30% of adjusted income toward rent. We estimate your share and the housing authority portion.

Select a state to begin

Choose any of the 50 US states above to see 2026 estimated HUD Fair Market Rent amounts by bedroom count. ZIP code is optional and adds a regional hint.

How These Numbers Work

Fair Market Rent (FMR) is the HUD-set benchmark used to cap the Section 8 Housing Choice Voucher rent subsidy. FMRs are the 40th percentile of gross rents for standard-quality units in a given area.

Tenant share under Section 8 is typically the greater of 30% of adjusted monthly income, 10% of gross income, or a $50 minimum. This tool uses the common 30% rule for its estimate.

Housing authority portion = FMR − tenant share (capped at the payment standard your PHA sets, which may be 90%–110% of the published FMR).

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The HIF Logic Section 8 Rent Calculator by ZIP Code is a free tool that shows estimated 2026 HUD Fair Market Rent (FMR) amounts by ZIP code region and bedroom count for all 50 US states. Inputs: optional 5-digit ZIP code (for regional hint), state, bedroom count (Studio, 1 BR, 2 BR, 3 BR, 4 BR), and optional adjusted monthly income. Outputs: estimated 2026 FMR for the selected state and bedroom, a full bedroom-by-bedroom FMR breakdown, an estimated tenant share (~30% of adjusted income), and the estimated housing authority portion. Actual Section 8 payment standards are set by local Public Housing Agencies and may range from 90% to 110% of the published FMR. Keywords: section 8 rent calculator, section 8 rent by zip code, 2026 HUD fair market rent, FMR lookup by zip code, section 8 payment standard, housing choice voucher rent calculator, HUD rent limits 2026, section 8 rent estimate, fair market rent by state, PHA payment standard, section 8 voucher rent, how much does section 8 pay, section 8 rent calculator by zip code 2026. Always verify exact figures with your local housing authority.